# DenQAI: succession decision workbook

File-specific companion · 2026-09-10

## Purpose

How much value is available at closing or later, and what obligations and control remain?

**Who:** Seller and independent financial, tax, legal, and clinical reviewers

**Records:** Coded offers; payoff statements; cost/tax estimates; note, holdback, earnout, equity, employment, and clinical-control terms.

## Complete the file

1. Read Start Here and Fictional Example, then enter one path in Your Inputs.
2. Inspect Results, separating closing cash, contingent value, clinical compensation, and terminal disposition cost.
3. Complete Clinical Control, Post-Close Obligations, and Safety Checks.
4. Use Evidence & Questions and Questions for Advisers to resolve unsupported assumptions.

## Definitions

- **Holdback:** Amount withheld at closing subject to the agreement’s later release conditions.
- **Earnout:** Potential later payment dependent on specified conditions or performance.
- **Net terminal proceeds:** Modeled terminal value after the workbook’s entered disposition cost.

## Fictional example

Fictional example: Private Sale A includes $700,000 closing cash and a $100,000 seller note; model them separately and leave payment probability as an explicit assumption.

## Review and next action

Compare another path on the same basis and have reviewers address the conditions that could reverse the choice.

This workbook does not value a practice, forecast collection of contingent payments, or turn contract language into enforceable protection. This simplified one-path model uses one later-value date and does not reproduce every tax, probability, timing, or retained-cost dimension of the full web workbench. Required dependent inputs must be numeric; use deliberate zeroes where appropriate.

[Related DenQAI guide](https://denqai.com/succession)

## AI coach prompt

Help me use DenQAI’s succession decision workbook. My question is: How much value is available at closing or later, and what obligations and control remain? Explain these terms in plain language: Holdback, Earnout, Net terminal proceeds. Ask one question at a time about the required records: Coded offers; payoff statements; cost/tax estimates; note, holdback, earnout, equity, employment, and clinical-control terms. Walk through the supplied fictional example before asking me for inputs. Treat every missing value as unknown, not zero. Do not invent source records, contract terms, legal conclusions, or clinical facts. Use only permitted fictional or aggregate, non-identifying information. Follow this boundary: This workbook does not value a practice, forecast collection of contingent payments, or turn contract language into enforceable protection. This simplified one-path model uses one later-value date and does not reproduce every tax, probability, timing, or retained-cost dimension of the full web workbench. Required dependent inputs must be numeric; use deliberate zeroes where appropriate. End with the missing evidence and this next step: Compare another path on the same basis and have reviewers address the conditions that could reverse the choice.

## AI review prompt

Review my permitted fictional or aggregate draft of DenQAI’s succession decision workbook against the file instructions. Check each required field and period, units, evidence locator, assumptions, arithmetic where formulas are actually supplied, and unresolved contradictions. Check the sequence: Read Start Here and Fictional Example, then enter one path in Your Inputs. Inspect Results, separating closing cash, contingent value, clinical compensation, and terminal disposition cost. Complete Clinical Control, Post-Close Obligations, and Safety Checks. Use Evidence & Questions and Questions for Advisers to resolve unsupported assumptions. Separate facts from assumptions and missing records. Do not supply unsupported numbers or make a professional decision for me. Apply this limitation: This workbook does not value a practice, forecast collection of contingent payments, or turn contract language into enforceable protection. This simplified one-path model uses one later-value date and does not reproduce every tax, probability, timing, or retained-cost dimension of the full web workbench. Required dependent inputs must be numeric; use deliberate zeroes where appropriate. Return corrections, questions for the responsible reviewer, and the next action.