DenQAI decision lab

Medicaid economics

Stress state-level fee benchmarks, benefit scope, utilization, attendance, claims, administration, and cash timing.

Read the method
Illustrative example values. Changes stay in this browser tab; DenQAI does not upload or save them.

Calculator 08

Medicaid economics and 50-state explorer

Coverage is not utilization, enrollment is not patient volume, and a fee schedule is not cash. Model all four.

South DakotaEnhanced adult benefit

Illustrative economics

FFS vs private-plan basket86%ADA weighted common-code basket, Sept. 2025
FFS vs dentist charges66%
Indicative allowed amount$129$145 using charge ratio
Completed visits2,3242,114.8 modeled as paid
Gross modeled collections$273,742
After admin and A/R carry$249,586Before clinical labor, supplies, facility, and overhead
Dentists enrolled, 202462%
Child utilization, 202450%
Adult utilization, 202224%
“Slow pay” needs a precise diagnosis.

42 C.F.R. § 447.45 generally requires Medicaid agencies to pay 90% of clean practitioner claims within 30 days of receipt and 99% within 90 days. Real cash can still lag because a claim is not clean, eligibility changes, documentation or imaging is missing, prior authorization fails, a managed-care plan uses different workflows, or payment is later recouped. Model observed service-to-cash days and denial/rework cost.

All states and D.C.

Dollar examples use your $150 private-plan comparator. Weighted baskets—not procedure-specific guarantees.

StateAdult benefitChild FFS / privateChild $ exampleAdult FFS / privateAdult $ exampleChild useAdult useDentists enrolledDelivery caution
None74%$11147%59%FFS still requires verification
Enhanced71%$10758%$8742%23%58%FFS still requires verification
Emergency-only79%$11849%24%MCO / PAHP—verify contract
Limited78%$11776%$11353%7%64%MCO / PAHP—verify contract
Enhanced59%$8968%$10250%18%33%FFS still requires verification
Enhanced94%$14198%$14852%24%48%FFS still requires verification
Enhanced80%$12050%$7457%26%43%FFS still requires verification
Limited126%$190116%$17553%11%76%MCO / PAHP—verify contract
Enhanced83%$12568%$10151%22%25%MCO / PAHP—verify contract
Emergency-only44%$6741%26%MCO / PAHP—verify contract
Enhanced64%$9661%$9246%29%MCO / PAHP—verify contract
Enhanced78%$11779%$11853%5%33%FFS still requires verification
Enhanced89%$13385%$12753%21%40%MCO / PAHP—verify contract
Enhanced38%$5842%$6344%18%33%MCO / PAHP—verify contract
Enhanced80%$11978%$11744%22%47%MCO / PAHP—verify contract
Enhanced47%$7045%$6746%23%76%MCO / PAHP—verify contract
Enhanced71%$10680%$12053%16%29%MCO / PAHP—verify contract
Enhanced75%$11371%$10747%14%46%MCO / PAHP—verify contract
Limited89%$13385%$12848%13%40%MCO / PAHP—verify contract
Enhanced61%$9266%$9940%9%32%FFS still requires verification
Enhanced90%$13587%$13058%27%FFS still requires verification
Enhanced85%$12860%$9050%29%43%FFS still requires verification
Enhanced83%$12585%$12745%19%48%MCO / PAHP—verify contract
Enhanced53%$8051%$7640%27%55%MCO / PAHP—verify contract
Emergency-only96%$14439%68%MCO / PAHP—verify contract
Limited105%$157122%$18340%44%MCO / PAHP—verify contract
Enhanced78%$11778%$11758%28%60%FFS still requires verification
Enhanced70%$10565%$9747%24%55%MCO / PAHP—verify contract
Emergency-only60%$8944%22%FFS still requires verification
Enhanced61%$9263%$9557%5%37%FFS still requires verification
Enhanced93%$13924%$3652%32%36%MCO / PAHP—verify contract
Enhanced60%$8962%$9354%20%59%MCO / PAHP—verify contract
Enhanced64%$9649%$7443%21%33%MCO / PAHP—verify contract
Enhanced51%$7653%$8054%15%31%FFS still requires verification
Enhanced73%$11072%$10935%10%53%FFS still requires verification
Enhanced84%$12679%$11930%22%30%MCO / PAHP—verify contract
Enhanced52%$7864%$9646%18%40%FFS still requires verification
Enhanced76%$11575%$11250%22%31%FFS still requires verification
Enhanced59%$8954%$8151%22%51%MCO / PAHP—verify contract
Enhanced69%$10366%$9944%18%27%MCO / PAHP—verify contract
Limited68%$10254%$8249%11%42%FFS still requires verification
Enhanced91%$13686%$12950%24%62%FFS still requires verification
Enhanced78%$11760%$9047%26%MCO / PAHP—verify contract
Emergency-only70%$10462%53%MCO / PAHP—verify contract
Enhanced78%$11781%$12250%32%MCO / PAHP—verify contract
Enhanced78%$11878%$11853%25%60%FFS still requires verification
Enhanced87%$13078%$11850%16%27%FFS still requires verification
Enhanced43%$6545%$6757%20%28%FFS still requires verification
Enhanced96%$14484%$12553%16%60%MCO / PAHP—verify contract
Enhanced55%$8348%$7142%19%33%FFS still requires verification
Limited71%$10651%$7650%20%64%FFS still requires verification

Method, not magic

Every output should create a diligence request.

01Reconcile

Use adjusted production, collections, units, provider days, patients, and source reports. One percentage cannot carry the conclusion.

02Segment

Separate provider, procedure family, payer, patient cohort, and month. A blended average can hide the exact thing the buyer will lose.

03Stress

Run buyer-fit, staff-loss, no-show, denial, wage-reset, and entrant cases. Record the case that breaks the deal.